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Provides $10,000 for qualified first-time homebuyers to use as down payment and closing cost assistance when purchasing a home in New Jersey. The DPA is an interest-free, five-year forgivable second loan with no monthly payment.
Provides $10,000 for qualified first-time homebuyers to use as down payment and closing cost assistance when purchasing a home in New Jersey. The DPA is an interest-free, five-year forgivable second loan with no monthly payment.
Categories
Housing Down Payment Loans/Grants
Awards $5,000 in assistance towards down payments and closing costs to eligible first-time homebuyers in Middlesex County. Interested applicants must attend a homebuyer class and undergo an individualized budget review/counseling process prior to closing on the house. The assistance will be in the form of a deferred repayment mortgage, which doesn't require payment of principal or interest by the homebuyers provided they own and live in the property for five years.
Awards $5,000 in assistance towards down payments and closing costs to eligible first-time homebuyers in Middlesex County. Interested applicants must attend a homebuyer class and undergo an individualized budget review/counseling process prior to closing on the house. The assistance will be in the form of a deferred repayment mortgage, which doesn't require payment of principal or interest by the homebuyers provided they own and live in the property for five years.
Categories
First Time Homeowners
Housing Down Payment Loans/Grants
Through the First Time Home Buyer Program (FTHBP), financial assistance is offered to qualified applicants looking to purchase their first home in the City of Paterson. The approved household (s) can receive up to $14,500.00 towards the down payments and/or closing cost of the property.
Through the First Time Home Buyer Program (FTHBP), financial assistance is offered to qualified applicants looking to purchase their first home in the City of Paterson. The approved household (s) can receive up to $14,500.00 towards the down payments and/or closing cost of the property.
Categories
Housing Down Payment Loans/Grants
Provides partial down payment and closing cost assistance to eligible residents of Gloucester County, who are first time homebuyers.
Provides partial down payment and closing cost assistance to eligible residents of Gloucester County, who are first time homebuyers.
Categories
First Time Buyer Home Loans
Housing Down Payment Loans/Grants
The First Time Homebuyer's Program (FTHP) provides a one-time, deferred loan of up to $10,000 to help cover down payment and closing costs for eligible low/moderate income families who want to purchase their first single-family home in the City of Camden. This program alleviates the major impediments of buying a home, and also gives prospective homebuyers the skills and knowledge necessary to purchase and maintain their own property.
The First Time Homebuyer's Program (FTHP) provides a one-time, deferred loan of up to $10,000 to help cover down payment and closing costs for eligible low/moderate income families who want to purchase their first single-family home in the City of Camden. This program alleviates the major impediments of buying a home, and also gives prospective homebuyers the skills and knowledge necessary to purchase and maintain their own property.
Categories
Housing Down Payment Loans/Grants
Provides financial assistance to eligible first-time home buyers purchasing a home in the City of East Orange. Assistance can be in the form of a deferred payment loan, which can be used toward the down payment and/or closing costs. Before receiving funds, home buyers must also attend a HUD-certified housing counseling class, and commit to continuing post-purchase counseling after they buy their home.
Provides financial assistance to eligible first-time home buyers purchasing a home in the City of East Orange. Assistance can be in the form of a deferred payment loan, which can be used toward the down payment and/or closing costs. Before receiving funds, home buyers must also attend a HUD-certified housing counseling class, and commit to continuing post-purchase counseling after they buy their home.
Categories
Housing Down Payment Loans/Grants
Provides down payment and closing costs assistance for eligible low/moderate income families who want to purchase their first home. Also offers prospective homebuyers with the skills and knowledge necessary to purchase and maintain their own property.
Provides down payment and closing costs assistance for eligible low/moderate income families who want to purchase their first home. Also offers prospective homebuyers with the skills and knowledge necessary to purchase and maintain their own property.
Categories
Housing Down Payment Loans/Grants
Helps lower-income, first-time homebuyers with closing costs, up to a maximum of $10,000. The program aims to increase the homeownership rate, especially among lower income and minority households.
Helps lower-income, first-time homebuyers with closing costs, up to a maximum of $10,000. The program aims to increase the homeownership rate, especially among lower income and minority households.
Categories
Housing Down Payment Loans/Grants
Provides no more than $10,000 towards down payment and closing costs to eligible residents of Atlantic County who are first time homebuyers (Residents of Atlantic City are not included).
Provides no more than $10,000 towards down payment and closing costs to eligible residents of Atlantic County who are first time homebuyers (Residents of Atlantic City are not included).
Categories
First Time Buyer Home Loans
Housing Down Payment Loans/Grants
Offers one-on-one counseling to prospective homebuyers, educating them on the homebuying process, credit scores, financial considerations, and how to maintain homeownership.
Offers one-on-one counseling to prospective homebuyers, educating them on the homebuying process, credit scores, financial considerations, and how to maintain homeownership.
Categories
Housing Down Payment Loans/Grants
Homebuyer/Home Purchase Counseling
Provides a match savings program for low-income families who are saving up to buy a house, further their education, or start a business. Allows low-income elementary to high school age students to save for education tuition, supplies, fees, and computer equipment. For every $1 that qualified participants deposit, the IDA program will deposit an additional $2. Program participants can receive an additional $50 to $335 through savings matches each month.
Provides a match savings program for low-income families who are saving up to buy a house, further their education, or start a business. Allows low-income elementary to high school age students to save for education tuition, supplies, fees, and computer equipment. For every $1 that qualified participants deposit, the IDA program will deposit an additional $2. Program participants can receive an additional $50 to $335 through savings matches each month.
Categories
Educational Grants
Housing Down Payment Loans/Grants
Small Business Financing
Individual Development Accounts
Personal Financial Counseling
Financial Literacy Training
Provides no more than 2% down payment and closing cost assistance to eligible residents of Mercer County who are first time homebuyers (Residents of Trenton are not included). Total assistance will not exceed $7000. First Time Homebuyer Program
Provides no more than 2% down payment and closing cost assistance to eligible residents of Mercer County who are first time homebuyers (Residents of Trenton are not included). Total assistance will not exceed $7000. First Time Homebuyer Program
Categories
First Time Buyer Home Loans
Housing Down Payment Loans/Grants
Provides assistance with purchasing a home including down payment assistance of up to $10,000 for eligible first time homebuyers in Camden County.
Provides assistance with purchasing a home including down payment assistance of up to $10,000 for eligible first time homebuyers in Camden County.
Categories
First Time Buyer Home Loans
Housing Down Payment Loans/Grants
Provides direct financial assistance to low income Burlington County residents to help with the purchase of a first home. Eligible applications may receive a loan for up to $4,000 in closing cost assistance and an additional $5,000 toward their down payment.
Provides direct financial assistance to low income Burlington County residents to help with the purchase of a first home. Eligible applications may receive a loan for up to $4,000 in closing cost assistance and an additional $5,000 toward their down payment.
https://www.co.burlington.nj.us/DocumentCenter/View/18039/First-Time-Home-Buyer-Brochure-PDF-?bidId=
Categories
First Time Buyer Home Loans
Housing Down Payment Loans/Grants
Provides partial down payment assistance to eligible residents of Perth Amboy who are first time homebuyers. Total assistance will not exceed $8000.
Provides partial down payment assistance to eligible residents of Perth Amboy who are first time homebuyers. Total assistance will not exceed $8000.
Categories
Housing Down Payment Loans/Grants
First Time Buyer Home Loans
Provides up to $10,000 in a deferred loan to eligible Monmouth County residents to assist with their down payment and/or closing costs for purchasing their first home. Homebuyers must be referred by their mortgage lender, and attend a pre-purchase housing counseling course before applying.
Provides up to $10,000 in a deferred loan to eligible Monmouth County residents to assist with their down payment and/or closing costs for purchasing their first home. Homebuyers must be referred by their mortgage lender, and attend a pre-purchase housing counseling course before applying.
Categories
Housing Down Payment Loans/Grants
Provides no more than 10% of the purchase price as down payment and closing cost to eligible residents of Atlantic City who are first time home buyers.
Provides no more than 10% of the purchase price as down payment and closing cost to eligible residents of Atlantic City who are first time home buyers.
Categories
Housing Down Payment Loans/Grants
First Time Buyer Home Loans
Offers a match savings account to low-income families saving for a house, education, or business expansion. For every $1 deposited by eligible families, the IDA program matches with an additional $1, allowing participants to receive up to $1500 annually for up to 3 years. Alongside financial education at PROCEED, including 18 hours of financial management in the first year and approximately 10 hours of asset choice training in the second year, clients engage in monthly meetings with experienced staff. This ensures ongoing development of a savings plan, addressing income changes, adjusting financial goals, tracking expenses, and reviewing credit reports. Participants commit to depositing at least $25 per month in the first year and a minimum of $40 per month in the second and third years.
Offers a match savings account to low-income families saving for a house, education, or business expansion. For every $1 deposited by eligible families, the IDA program matches with an additional $1, allowing participants to receive up to $1500 annually for up to 3 years. Alongside financial education at PROCEED, including 18 hours of financial management in the first year and approximately 10 hours of asset choice training in the second year, clients engage in monthly meetings with experienced staff. This ensures ongoing development of a savings plan, addressing income changes, adjusting financial goals, tracking expenses, and reviewing credit reports. Participants commit to depositing at least $25 per month in the first year and a minimum of $40 per month in the second and third years.
Categories
Individual Development Accounts
Housing Down Payment Loans/Grants
Small Business Financing
Financial Literacy Training
Personal Financial Counseling
Educational Grants
Provides interest-free loans of up to $5,000 to help with down payments and closing costs for families wishing to purchase a home in Center City Vineland (bounded by Park, West and Chestnut avenues and Myrtle Street). This program is subject to the availability of funds.
Provides interest-free loans of up to $5,000 to help with down payments and closing costs for families wishing to purchase a home in Center City Vineland (bounded by Park, West and Chestnut avenues and Myrtle Street). This program is subject to the availability of funds.