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Home Buyers Purchase Program | East Orange Division of Neighborhood Housing and Revitalization

Provides financial assistance to eligible first-time home buyers purchasing a home in the City of East Orange. Assistance can be in the form of a deferred payment loan, which can be used toward the down payment and/or closing costs. Before receiving funds, home buyers must also attend a HUD-certified housing counseling class, and commit to continuing post-purchase counseling after they buy their home.

What's Here

Housing Down Payment Loans/Grants

First Time Homebuyer Program - Atlantic City | Atlantic County Improvement Authority

Provides financial assistance toward down payments and closing costs for first-time homebuyers. Assistance is no more than 10% of the purchase price of a home.

What's Here

Housing Down Payment Loans/Grants
First Time Buyer Home Loans

Dollar to Dollar IDA Program | Camden County Council On Economic Opportunity (OEO)

Offers a match savings program for low-income families who are saving up to buy a house, further their education, or start a business. Allows low-income elementary to high school age students to save for education tuition, supplies, fees, and computer equipment. For every $1 that qualified participants deposit, the IDA program will deposit an additional $2.

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Individual Development Accounts
Educational Grants
Housing Down Payment Loans/Grants
Personal Financial Counseling
Financial Literacy Training
Small Business Financing

First Time Homebuyer Program | Monmouth County Community Development

Provides up to $10,000 in a deferred loan to eligible Monmouth County residents to assist with their down payment and/or closing costs for purchasing their first home. Homebuyers must be referred by their mortgage lender, and attend a pre-purchase housing counseling course before applying.

What's Here

Housing Down Payment Loans/Grants

First Time Homebuyer Program - Atlantic County | Atlantic County Improvement Authority

Provides financial assistance toward down payment and closing costs for first-time homebuyers. Assistance is a maximum of $10,000. Residents of Atlantic City are ineligible.

What's Here

First Time Buyer Home Loans
Housing Down Payment Loans/Grants

First-Time Homebuyer Program | Burlington County Community Development and Housing

Offer direct financial assistance to eligible low- and moderate-income first-time homebuyers to support the purchase of a home within Burlington County.

What's Here

First Time Buyer Home Loans
Housing Down Payment Loans/Grants
Home/Community Care Financing Programs

First Time Homebuyer Program | Perth Amboy Department of Human Services

Provides partial down payment assistance to eligible residents of Perth Amboy who are first time homebuyers. Total assistance will not exceed $10,000 - $14,000 based on eligibility range.

What's Here

Housing Down Payment Loans/Grants
First Time Buyer Home Loans

American Dream Downpayment Program | Middlesex County Division of Housing, Community Development, and Social Services

Awards $5,000 in assistance towards down payments and closing costs to eligible first-time homebuyers in Middlesex County. Interested applicants must attend a homebuyer class and undergo an individualized budget review/counseling process prior to closing on the house. The assistance will be in the form of a deferred repayment mortgage, which doesn't require payment of principal or interest by the homebuyers provided they own and live in the property for five years.

What's Here

First Time Homeowners
Housing Down Payment Loans/Grants

Homebuyer Down Payment Assistance Program | Gloucester County Division of Housing and Community Development

Provides partial down payment and closing cost assistance to eligible residents of Gloucester County, who are first time homebuyers.

What's Here

First Time Buyer Home Loans
Housing Down Payment Loans/Grants

First Time Homebuyer Program | Mercer County Housing and Community Development

Provides no more than 2% down payment and closing cost assistance to eligible residents of Mercer County who are first time homebuyers (Residents of Trenton are not included). Total assistance will not exceed $7000. First Time Homebuyer Program

What's Here

Housing Down Payment Loans/Grants
First Time Buyer Home Loans

First Time Homebuyer Program | Camden County Department of Community Development

Provides assistance with purchasing a home including down payment assistance of up to $10,000 for eligible first time homebuyers in Camden County.

What's Here

Housing Down Payment Loans/Grants
First Time Buyer Home Loans

Golden Neighborhoods Homeownership Program (GNHP) | Jersey City Department of Housing, Economic Development and Commerce

Provides down payment and closing costs assistance for eligible low/moderate income families who want to purchase their first home. Also offers prospective homebuyers with the skills and knowledge necessary to purchase and maintain their own property.

What's Here

Housing Down Payment Loans/Grants

Downpayment Assistance Program | NJ Housing and Mortgage Finance Agency (HMFA)

Provides $10,000 for qualified first-time homebuyers to use as down payment and closing cost assistance when purchasing a home in New Jersey. The DPA is an interest-free, five-year forgivable second loan with no monthly payment.

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Housing Down Payment Loans/Grants

American Dream Downpayment Initiative (ADDI) | Somerset County Community Development

Helps lower-income, first-time homebuyers with closing costs, up to a maximum of $10,000. The program aims to increase the homeownership rate, especially among lower income and minority households.

What's Here

Housing Down Payment Loans/Grants

First Time Homebuyer's Program (FTHP) | Camden City Bureau of Housing Services

Provides a one-time, deferred loan of up to $14,000 to help cover down payment and closing costs for eligible low/moderate income families who want to purchase their first single-family home in the City of Camden. This program alleviates the major impediments of buying a home, and also gives prospective homebuyers the skills and knowledge necessary to purchase and maintain their own property.

What's Here

Housing Down Payment Loans/Grants

First Time Home Buyer Program | Paterson Department of Community Development

Through the First Time Home Buyer Program (FTHBP), financial assistance is offered to qualified applicants looking to purchase their first home in the City of Paterson. The approved household (s) can receive up to $14,500.00 towards the down payments and/or closing cost of the property.

What's Here

Housing Down Payment Loans/Grants

Home Ownership Assistance Program (HOAP) | Vineland City Community Development

Provides interest-free loans of up to $5,000 to help with down payments and closing costs for families wishing to purchase a home in Center City Vineland (bounded by Park, West and Chestnut avenues and Myrtle Street). Loans are subject to availability of funds.

What's Here

Housing Down Payment Loans/Grants