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First Time Homebuyer Program | Mercer County Housing and Community Development

640 Broad St, Trenton, NJ 08611

Prospective homebuyers must meet the following requirements to be eligible for assistance. Have not owned a home in the last three (3) years, be a qualified low-income household, property must be purchased within Mercer County (excludes the City of Trenton, which receives independent HOME funds), be the owner of the property after purchase, occupy the property as their principal residence after the purchase, attend certified housing counseling certificate course, must be a United States citizen or legal resident, single parent and displaced homemakers may be eligible for the program, despite not meeting all criteria listed above.
Office: 8:30 am - 4:30 pm
609-989-6858

Voice - First Time Homebuyer

https://www.mercercounty.org/departments/housing-community-development/housing-and-community-development-programs
[email protected]

Applicants can download an application and must submit all preliminary applications to the Mercer County Housing Office. Homebuyer education certificate is required.Call or visit the website for further information, changes to the schedule, and locations for each informational session.

Assistance will not need to be repaid as long as the homeowner remains in the home for at least 6 years. Call for more information.

Mercer County, NJ

Description

Provides no more than 2% down payment and closing cost assistance to eligible residents of Mercer County who are first time homebuyers (Residents of Trenton are not included). Total assistance will not exceed $7000. First Time Homebuyer Program

Providing organization

Mercer County Housing and Community Development

Administers programs designed to address the diverse affordable housing and community development needs. The various programs also provide financial and technical assistance to low and moderate-income families and individuals, local non-profit organizations and constituent municipalities.