Provides information, referral, and guidance on private insurance, Medicaid, and Medicare coverage plans. Educates individuals and families about their rights in the NJ Department of Banking and Insurance appeals process. Identifies and explains covered benefits, co-payments, deductibles, co-insurances, and maximum out-of-pocket limits for both in-network and out-of-network providers. Additionally, insurance specialists conduct conference calls with insurance companies as-needed or obtain written consent to inquire on behalf of those they assist.

Assists Medicare and Medicaid clients, their families or guardians in solving billing problems with doctors, Medicare facilities, Medicare and Medicaid programs and insurance companies. They will also give information on various supplementary insurance and medi-gap policies available in the state of New Jersey.

Provides free, objective, confidential help to Gloucester County residents with Medicare, Medigap, Medicare Advantage plans, and Medicare Part D, regarding options, enrollment periods, and more.

Assists with various senior related issues such as Medicare, obtaining flu shots, and calls to housebound individuals.

Provide online application to help low-income seniors and individuals with disabilities save money on Medicare premiums, prescription costs, and other living expenses.

Offer programs, activities, information, and referrals to social services residents aged 60 and above. Residents are welcome to volunteer and donate their skills and talents to benefit our senior residents.

Offers one-on-one information and counseling for Medicare beneficiaries to help them understand what benefits they are entitled to. Benefits include: Medicare parts A, B, and D coverage; Medigap; HMO; PPO; and long-term care policies.

Provides Medicare beneficiaries counseling on health insurance choices, assistance in answering Medicare insurance issues, and help with forms, problems, questions and billing problems. SHIP volunteers receive intensive training from State Division of Senior Affairs in conjunction with State Department of Insurance.

Provides assistance in filing bills with Medicare/Medicaid and secondary insurance companies. The program will also provide information to assist consumers in choosing a Medicare Part D plan for prescription coverage.

Facilitates connections and referrals to off-site public and private social service resources, including information on economic self-sufficiency, employment-related services, income security services, local health care services, linkage to publicly-funded health insurance programs, and access to information on child, maternal, and family health services.

Provides application assistance with the Pharmaceutical Assistance to the Aged and Disabled program (PAAD), Senior Gold, Medicare Savings Plans (SLMB, Extra Help) and referrals for Medicaid.

Provides free help to New Jersey Medicare beneficiaries who have problems with, or questions about their health insurance.

Educates individuals on benefits and entitlement programs they may be eligible for and provide enrollment assistance through HOPES Community Action Partnership (CAP). Support is available for Social Security, Medicaid/Medicare, Food Stamps/SNAP, health education, and discount phone and utility services, including Verizon Lifeline service, Assurance/Safelink Wireless, and Home Energy Assistance Programs.

Assists NJ Medicare beneficiaries with health insurance issues and questions. Volunteer counselors offer guidance on benefits, claims, supplement policies, and long-term care insurance. Empowers beneficiaries to make informed decisions.

Provides counseling and assistance to individuals on Medicare. The division can also offer clients explanations on supplemental or Medigap insurance policies.

Assisting New Jersey Medicare beneficiaries, the State Health Insurance Assistance Program (SHIP) offers free help for those with health insurance concerns. Trained volunteer counselors provide information, aid with claims, and guide individuals in evaluating health insurance options. For newcomers to Medicare or those enrolling soon, SHIP counselors offer guidance on options, resources, and help in selecting the most suitable plan based on medical and financial status. During open enrollment (October 15 to December 7), counselors ensure existing coverage aligns with individuals' needs and is the best value. Counseling is free, and volunteers do not sell or endorse specific insurance products, providing information for informed decision-making.

Centralizes access to various senior programs. Includes pharmaceutical assistance, prescription discounts, hearing aid, community caregiving aid, heating assistance, property tax reimbursement, protective services, advocacy, legal aid, meal delivery, care management, and residential maintenance.

Serves medicare beneficiaries of Union County with questions about Medicare for free, objective and confidential help.

Provides various in-house services, including information and referral, free blood pressure screening, annual health screenings (including mammograms and prostate screenings with MC Health Dept), health fairs, income tax preparation (with AARP), Medicare counseling (SHIP), access to a Surrogates Court representative, NJ Transit reduced fare ticket books, and Safe Housing grants. The center offers a range of activities, including recreational, social, and educational events and trips, with reservations required for many programs.

Provides older adults health insurance counseling on Medicare coverage as well as assistance in understanding Medicare claims, filing claims, and comparison between health insurance policies.

Provides free help to New Jersey Medicare beneficiaries who have problems with, or questions about their health insurance. SHIP is a statewide program sponsored by the New Jersey Department of Health and Senior Services with major funding from the U.S. Department of Health and Human Services' Centers for Medicare & Medicaid Services. SHIP/Medicare Counseling