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Provides a service available to people who are unable to make their mortgage payments and are at risk of losing their homes through foreclosure, or who are already in the foreclosure process. Counseling is also made available to renters that will guide them on how to approach discussions with their landlords on dealing with their rent situation.

Categories

Tenant Rights Information/Counseling
Mortgage Delinquency and Default Counseling
Provides Foreclosure Prevention Counseling to individuals facing financial difficulties with their mortgages, offering assistance to those at risk of foreclosure or already in the process. Counseling is mandatory for those applying for the Mortgage Assistance Program (MAP) or Home Savers Program, covering advocacy, foreclosure process details, legal timelines, lender negotiation strategies, and financial assessment to devise a plan addressing homeownership and financial concerns.

Categories

Mortgage Delinquency and Default Counseling
Foreclosure Prevention Loan Modification/Refinancing Programs
Assists individuals facing mortgage payment difficulties and foreclosure risk. Applicants must undergo housing counseling before accessing M.A.P or Home Keepers Program. Services include advocacy, foreclosure process guidance, legal timelines, lender negotiation tips, mediation services, and financial assessment for tailored solutions.

Categories

Foreclosure Prevention Loan Modification/Refinancing Programs
Mortgage Delinquency and Default Counseling
Provides free legal services and legal counseling to low-income individuals. Assists with consumer rights and debt cancellation, domestic violence and sexual assault, education, elder justice, expungements (Clearing Your Record), family and relationships, federal taxes, HIV/AIDS (rya white project), housing, immigration, public benefits, seniors, and veterans.

Categories

Legal Representation
Discrimination Assistance
Bankruptcy Assistance
Unemployment Insurance Benefits Assistance
General Legal Aid
Divorce Assistance
Welfare Rights Assistance
Housing Complaints
Domestic/Family Violence Legal Services
Workers Compensation Benefits Assistance
Eviction Prevention Assistance
Labor and Employment Law
Mortgage Delinquency and Default Counseling
Elder Law
Individual Advocacy
General Benefits and Services Assistance
Criminal Record Expungement Assistance
Assists families or individuals in maintaining shelter and a stable environment. Services include financial literacy seminars; pre-purchase, reverse mortgage, mortgage default and delinquency, and foreclosure counseling; and consumer credit and budget management.

Categories

Mortgage Delinquency and Default Counseling
Homebuyer/Home Purchase Counseling
Credit Counseling
Personal Financial Counseling
Financial Literacy Training
Reverse Mortgage Programs
Making Home Affordable is a program where HUD-approved housing counselors offer free, confidential assistance for homeowners who are at risk of foreclosure, struggling with unaffordable mortgage payments, and/or facing unemployment.

Categories

Mortgage Delinquency and Default Counseling
Foreclosure Prevention Loan Modification/Refinancing Programs
Mortgage Payment Assistance
Provides housing counseling services that include:- Advocates for affordable housing policy issues.- First time home buyer training and assistance- Foreclosure counseling- Housing information and referral- Housing purchase training (post purchase budgeting and assistance with applications)- Rental counseling (guide renters on how to approach discussions with their landlords on dealing with their rent situation)

Categories

Homebuyer/Home Purchase Counseling
Tenant Rights Information/Counseling
Mortgage Delinquency and Default Counseling
Housing Counseling is available to people who are unable to make their mortgage payments and at risk of losing their homes through foreclosure, or who are already in the foreclosure process. Counseling is also made available to renters that will guide them on how to approach discussions with their landlords on dealing with their rent situation.

Categories

Tenant Rights Information/Counseling
Mortgage Delinquency and Default Counseling
Foreclosure Prevention Loan Modification/Refinancing Programs
Provides seminars and counseling services addressing housing and financial matters. Programs encompass a first-time homebuyer initiative focusing on budgeting, credit, mortgage application, contract negotiation, closing, and homeowner responsibilities. Seminars cover topics like credit enhancement, budgeting, savings, and banking. The Foreclosure Prevention/Intervention program refers individuals facing foreclosure for assistance. The Savings & Incentives program offers counsel for savings clubs in readiness for homeownership. The Landlord Tenant Counseling program addresses eviction prevention, leasing referrals, Section 8-related housing matters, and provides rental and utility assistance.

Categories

Mortgage Delinquency and Default Counseling
Eviction Prevention Assistance
Homebuyer/Home Purchase Counseling
Personal Financial Counseling
Accessing the HUD Approved Housing Counseling Agency Directory allows individuals to find HUD-approved housing counseling agencies offering various counseling and workshops, such as mortgage delinquency and default counseling, financial management, budgeting, and credit counseling. It also includes home improvement and rehabilitation counseling, predatory lending education, pre-purchase homebuyer education, rental housing counseling, and reverse mortgage counseling. Users can search for agencies by name, city, zip code, language, and type of counseling service provided.

Categories

Credit Counseling
Personal Financial Counseling
Financial Literacy Training
Reverse Mortgage Programs
Mortgage Delinquency and Default Counseling
Homebuyer/Home Purchase Counseling
Assists people who are unable to make their mortgage payments and at risk of losing their homes through foreclosure, or who are already in the foreclosure process. Those seeking assistance from M.A.P or Home Keepers Program must receive Housing Counseling before applying for these programs. Services may include; Advocacy, Information about the foreclosure process, Legal timelines, How to contact and negotiate with a lender, Assessment of the homeowner's financial situation and development of a plan to address homeownership and financial issues.

Categories

Foreclosure Prevention Loan Modification/Refinancing Programs
Mortgage Delinquency and Default Counseling
Assists families or individuals in maintaining shelter and a stable environment. Services include financial literacy seminars; pre-purchase, reverse mortgage, mortgage default and delinquency, and foreclosure counseling; and consumer credit and budget management.

Categories

Mortgage Delinquency and Default Counseling
Homebuyer/Home Purchase Counseling
Credit Counseling
Personal Financial Counseling
Financial Literacy Training
Reverse Mortgage Programs
Provides housing services including homebuyer education and counseling, fair housing counseling, mortgage assistance, foreclosure mediation, and mortgage counseling.

Categories

Mortgage Delinquency and Default Counseling
Tenant Rights Information/Counseling
Homebuyer/Home Purchase Counseling
Provides housing counseling to people who are unable to make their mortgage payments and at risk of losing their homes through foreclosure, or who are already in the foreclosure process. Counseling is also made available to renters that will guide them on how to approach discussions with their landlords on dealing with their rent situation.

Categories

Landlord/Tenant Dispute Resolution
Mortgage Delinquency and Default Counseling
Housing Counseling is available to people who are unable to make their mortgage payments and at risk of losing their homes through foreclosure, or who are already in the foreclosure process. Counseling is also made available to renters that will guide them on how to approach discussions with their landlords on dealing with their rent situation.

Categories

Tenant Rights Information/Counseling
Mortgage Delinquency and Default Counseling
Collaborates with the clients in their homes and provide financial counseling. In additional to assistance with rent, mortgage and utilities based on funding at the time. The Financial Counseling component offers financial assessment, outreach, advocacy, work with the backup of an attorney and accountant, intercession with creditors, protective payee ships, budget counseling, and power of attorney. The Affordable Housing Component of this program offers extensive case management and rental subsidies.

Categories

Personal Financial Counseling
Credit Counseling
Mortgage Delinquency and Default Counseling
Provides information and assistance with finding affordable housing for families, individuals, senior citizens, and those with special needs. The Housing Resource Center assists clients both individually and in group/virtual programs with financial literacy, rental and homeless counseling, pre and post home purchase, mortgage default, and more.

Categories

Homebuyer/Home Purchase Counseling
Housing Search Assistance
Mortgage Delinquency and Default Counseling
Assists individuals unable to make mortgage payments and at risk of foreclosure or already in the process, requiring Housing Counseling before applying for M.A.P. Services encompass advocacy, foreclosure process information, legal timelines, lender negotiation guidance, mediation for compromise, and assessment for financial planning.

Categories

Mortgage Delinquency and Default Counseling
Foreclosure Prevention Loan Modification/Refinancing Programs
Provides free legal services and legal counseling to low-income individuals. Assists with consumer rights and debt cancellation, domestic violence and sexual assault, education, elder justice, expungements (Clearing Your Record), family and relationships, federal taxes, HIV/AIDS (rya white project), housing, immigration, public benefits, seniors, and veterans.

Categories

Legal Representation
Discrimination Assistance
Bankruptcy Assistance
Unemployment Insurance Benefits Assistance
General Legal Aid
Divorce Assistance
Welfare Rights Assistance
Housing Complaints
Domestic/Family Violence Legal Services
Workers Compensation Benefits Assistance
Eviction Prevention Assistance
Labor and Employment Law
Mortgage Delinquency and Default Counseling
Elder Law
Individual Advocacy
General Benefits and Services Assistance
Criminal Record Expungement Assistance
Provides counseling to people who are unable to make their mortgage payments and at risk of losing their homes through foreclosure, or who are already in the foreclosure process. Counseling is also made available to renters that will guide them on how to approach discussions with their landlords on dealing with their rent situation.

Categories

Mortgage Delinquency and Default Counseling
Tenant Rights Information/Counseling
Offers housing counseling to assist people who are at risk of losing their homes through foreclosure, or who are already in the foreclosure process. Services include advocacy, information about the foreclosure process, how to contact and negotiate with a lender. Also offers assessment of the homeowner's financial situation and development of a plan to address homeownership and financial issues.

Categories

Mortgage Delinquency and Default Counseling
Assists low and moderate income individuals with guidance and case service in Landlord-Tenant Law matters. Counsels clients involved in disputes, informing them of their rights and responsibilities under New Jersey laws, local ordinances, and property codes. Provides budgeting, HUD-certified housing counseling, information and referral, rental delinquency counseling, advocacy with landlords/mortgage companies, legal services referrals, and assistance in obtaining affordable housing.

Categories

Landlord/Tenant Dispute Resolution
Eviction Prevention Assistance
Housing Complaints
Foreclosure Prevention Loan Modification/Refinancing Programs
Mortgage Delinquency and Default Counseling
Housing Search Assistance
Counseling is available to people who are unable to make their mortgage payments and at risk of losing their homes through foreclosure, or who are already in the foreclosure process. Counseling is also made available to renters that will guide them on how to approach discussions with their landlords on dealing with their rent situation.

Categories

Mortgage Delinquency and Default Counseling
Tenant Rights Information/Counseling
Provides free legal services and legal counseling to low-income individuals. Assists with consumer rights and debt cancellation, domestic violence and sexual assault, education, elder justice, expungements (Clearing Your Record), family and relationships, federal taxes, HIV/AIDS (rya white project), housing, immigration, public benefits, seniors, and veterans.

Categories

Legal Representation
Discrimination Assistance
Bankruptcy Assistance
Unemployment Insurance Benefits Assistance
General Legal Aid
Divorce Assistance
Welfare Rights Assistance
Housing Complaints
Domestic/Family Violence Legal Services
Workers Compensation Benefits Assistance
Eviction Prevention Assistance
Labor and Employment Law
Mortgage Delinquency and Default Counseling
Elder Law
Individual Advocacy
General Benefits and Services Assistance
Criminal Record Expungement Assistance
Offers housing Counseling to people who are unable to make their mortgage payments and at risk of losing their homes through foreclosure, or who are already in the foreclosure process. Counseling is also made available to renters that will guide them on how to approach discussions with their landlords on dealing with their rent situation.

Categories

Mortgage Delinquency and Default Counseling
Tenant Rights Information/Counseling