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Housing and Community Development | Urban League of Essex County

Assists families or individuals in maintaining shelter and a stable environment. Services include financial literacy seminars; pre-purchase, reverse mortgage, mortgage default and delinquency, and foreclosure counseling; and consumer credit and budget management.

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Housing Counseling Agencies Directory | US Department of Housing and Urban Development (HUD)

Accessing the HUD Approved Housing Counseling Agency Directory allows individuals to find HUD-approved housing counseling agencies offering various counseling and workshops, such as mortgage delinquency and default counseling, financial management, budgeting, and credit counseling. It also includes home improvement and rehabilitation counseling, predatory lending education, pre-purchase homebuyer education, rental housing counseling, and reverse mortgage counseling. Users can search for agencies by name, city, zip code, language, and type of counseling service provided.

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Housing and Community Development | Urban League

Assists families or individuals in maintaining shelter and a stable environment. Services include financial literacy seminars; pre-purchase, reverse mortgage, mortgage default and delinquency, and foreclosure counseling; and consumer credit and budget management.

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Hispanic Women Resource Center | Community Affairs and Resource Center (CARC)

Provides training and career services for women. Services include: career counseling, computer literacy courses, ESL courses, job placement, interview skills, occupational training, personal finance workshops, resume writing, small business development, and training and education.

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Family Assistance Program | Jewish Family and Children's Services (JFCS) - Southern New Jersey

Provides assistance to individuals for feeding their families, making ends meet, or overcoming domestic violence. Services include: case management, emergency financial assistance, veterans assistance, and financial/legal consultations.

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SASS (Self Assurance Self Sufficiency) | Center For Family Services

Helps families develop a sense of security and higher level of self assurance. Individuals learn the power of advocating for themselves. Encourages stronger families and healthier communities. Counselors provide support to families and teach the ways to manage household tasks, strengthen positive parenting skills, seek affordable medical care, link to community resources, manage personal finances, link to housing resources, advocate for themselves, and improve organizational skills

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Senior Services Center (SSC) | Puerto Rican Association for Human Development (PRAHD)

Offers comprehensive services for individuals, ages 55 and older. Services may include access to benefits and affordable health care, mental health services, document translation, housing related assistance, financial management, emergency and scheduled transportation, social activities, and transportation.

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Workshops | Women's Rights Information Center

Offers monthly workshops on a variety of topics of interest to women including health and wellness, stress management, violence prevention, financial management, self-esteem, and more.

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Supports Program | Community Quest

Provides an array of supportive services to individuals with developmental disabilities, and their families. Services include but are not limited to caregiver counseling/training, career/employment planning, companionship, diagnostic evaluations and consultations relating to the individual's disability, financial management, individual/group counseling, occupational therapy, physical therapy, respite, speech, language and hearing therapy.

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Dollar to Dollar IDA Program | Camden County Council On Economic Opportunity (OEO)

Offers a match savings program for low-income families who are saving up to buy a house, further their education, or start a business. Allows low-income elementary to high school age students to save for education tuition, supplies, fees, and computer equipment. For every $1 that qualified participants deposit, the IDA program will deposit an additional $2.

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Consumer Credit and Budget Counseling | Consumer Credit and Budget Counseling

Aims to assist individuals and families with their financial and credit problems. This includes Confidential budget planning, Debt management, Credit counseling, Structured debt liquidation.

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Representative Payee | Family and Children's Service (FCS)

Assists individuals and families unable to manage finances due to disabilities or substance abuse. The agency ensures clients' basic needs are met by distributing funds effectively, collaborating with social workers on budget plans, coordinating with the Social Security Administration for continuous funds, conserving excess funds for clients' benefit, and preventing homelessness to enhance quality of life and reduce intervention needs by the Monmouth County Division of Social Services. The Representative Payee Program is fully bonded in New Jersey. Representative Payee

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Credit Education and Counseling | Epic Community Development Corporation

Assists residents build financial knowledge, increase personal wealth, enhance money management skills, and develop financial confidence. The program provides one-on-one counseling for individuals on how to create and carry out a budget plan, get and stay out of debt, save money, and manage accounts.

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Adult Education and Work Readiness | Saint Francis Community Center

Offers eligible participants who have a need individualized education and job readiness plans.Services may include educational assessment, life/job skills, career counseling, and community resources.

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Housing Counseling and Tenant Advocacy | North Hudson Community Action Corporation

Provides Multiple types of housing Counseling. This includes: Rental Housing Counseling and Education, Pre-purchase and Post-purchase counseling and Workshops, Financial Management/Budget Counseling, Fair Housing counseling and Education and Tenant Advocacy.

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Hispanic Women Resource Center | Community Affairs and Resource Center (CARC)

Provides training and career services for women. Services include: career counseling, computer literacy courses, ESL courses, job placement, interview skills, occupational training, personal finance workshops, resume writing, small business development, and training and education.

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Adult Day Training Program | Easterseals New Jersey

Offers educational and training programs for adults with developmental and physical disabilities, tailored to their interests, family/caregiver needs, and independence goals. Services facilitate social and communication skills, life skills, recreation, health/wellness activities, educational/volunteer/employment opportunities, and self-advocacy. Also provides financial management assistance.

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Financial and Housing Counseling | Homes of Montclair Ecumenical Corporation (HOME Corp)

Provides seminars and counseling services addressing housing and financial matters. Programs encompass a first-time homebuyer initiative focusing on budgeting, credit, mortgage application, contract negotiation, closing, and homeowner responsibilities. Seminars cover topics like credit enhancement, budgeting, savings, and banking. The Foreclosure Prevention/Intervention program refers individuals facing foreclosure for assistance. The Savings & Incentives program offers counsel for savings clubs in readiness for homeownership. The Landlord Tenant Counseling program addresses eviction prevention, leasing referrals, Section 8-related housing matters, and provides rental and utility assistance.

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Financial Coaching | NJ Citizen Action

Provides free one-on-one, personalized financial coaching for New Jersey residents with limited income.

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Community Support Services - Sparta Office | Advance Housing, Inc.

Provides Community Support Services (CSS) to assist individuals with mental illnesses manage symptoms and maintain roles in employment, education, housing, and social settings.

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Financial Coaching | Financial Wellness Institute, Inc.

Offers one-on-one coaching sessions to clients in order to develop a wealth building strategy to achieve their financial goal. Clients will receive a financial analysis, customized plan of action, and customized budget to increase income, decrease expense, reduce debt, and acquire assets through private and public benefits including, but not limited to EITC, IDA, and VITA.

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Complex Case Management | Lakewood Resource and Referral Center

Provides comprehensive social service information and referrals to clients and assistance with budgeting and credit repair, completion of government forms, advocacy and fair hearing preparation. Notary publics are also available. Services include but not limited to budgeting, immediate and long-term financial planning, job search advice, pre-authorization advice, referrals to public and private programs that assist with specific medical needs, case oversight.

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Lakehurst Office | Navy-Marine Corps Relief Society (NMCRS)

Provides need-based assistance to active-duty and retired Sailors and Marines, their eligible family members, and survivor. Assistance includes, financial assistance and counseling, Quick Assist Loan (QAL), budget for baby, emergency travel, disaster relief, thrift shop quick assist loans.

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Women's Center | Jewish Family Services of Middlesex County

Provides assistance to women facing loss of support due to separation, divorce, death, or spousal disability. Services include: skill-building, referrals, support services, career testing, financial aid guidance, workshops, money management, computer training, job readiness, and volunteer mentorship.

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Financial Opportunity Center | Ironbound Community Corporation

Provides various financial education, job training and career development services to the community. Services include: financial education, counseling, and coaching; job training and placement; job listings; small business development; and entrepreneurial workshops.

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