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Helps connect Ocean County residents with county services. Services may include senior services, newcomer guides, notary services, veterans services, and health screening & services.

Categories

Passports
General Benefits and Services Assistance
Voter Registration Offices
Notary Public Services
Veteran Benefits Assistance
Homebuyer/Home Purchase Counseling
County Government Departments/Offices
Identification Cards
Assists Sandy impacted residents in finding housing solutions by evaluating options such as repairing, rebuilding, or relocation. Counselors assess each client's financial capacity and offer seminars on construction stages, financial literacy, home purchase, foreclosure intervention, and consumer awareness. Additionally, aid in locating financial or volunteer assistance at local, state, and federal levels is available to those in need.

Categories

Homebuyer/Home Purchase Counseling
Home Building Information
Predatory Lending Awareness Programs
Tenant Readiness Education Programs
Provides shelter to the homeless, senior housing, a wide range of affordable housing services to low-income residents and information for first time home buyers including a First Time Home Buyer Education Seminar.

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Section 8/Rental Assistance Program Rental Listings
Low Cost Home Rental Listings
Homebuyer/Home Purchase Counseling
Elderly/Disabled Home Rental Listings
Independent Living Communities/Complexes
Low Income/Subsidized Private Rental Housing
Provides $15,000 in financial assistance to county residents towards purchasing an eligible home. The loan is forgiven after six years and has reduced bank fees and closing costs.

Categories

Homebuyer/Home Purchase Counseling
First Time Buyer Home Loans
Aims to assist individuals and families with their financial and credit problems through; Confidential budget planning, Debt management, Credit counseling, Structured debt liquidation.

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Credit Counseling
Personal Financial Counseling
Homebuyer/Home Purchase Counseling
Debt Consolidation Services
Provides housing counseling services that include:- Advocates for affordable housing policy issues.- First time home buyer training and assistance- Foreclosure counseling- Housing information and referral- Housing purchase training (post purchase budgeting and assistance with applications)- Rental counseling (guide renters on how to approach discussions with their landlords on dealing with their rent situation)

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Mortgage Delinquency and Default Counseling
Tenant Rights Information/Counseling
Homebuyer/Home Purchase Counseling
Offers a number of affordable housing and transitional housing options for families, mortgage counseling first time home buyers, education classes, budget/financial literacy classes to educate potential home buyers, and those undergoing mortgage foreclosure.

Categories

First Time Buyer Home Loans
Housing Search Assistance
Homebuyer/Home Purchase Counseling
Relocation Assistance
Personal Financial Counseling
Offers education on housing topics such as home ownership, home buying process, predatory lending, rental, how to maintain a home, budgeting, and the importance of maintaining good credit, and other related subjects. Clients who successfully complete this strand are assisted with identifying down payment, closing costs, or rental payment assistance.
Assists families or individuals in maintaining shelter and a stable environment. Services include financial literacy seminars; pre-purchase, reverse mortgage, mortgage default and delinquency, and foreclosure counseling; and consumer credit and budget management.

Categories

Personal Financial Counseling
Homebuyer/Home Purchase Counseling
Credit Counseling
Financial Literacy Training
Reverse Mortgage Programs
Mortgage Delinquency and Default Counseling
Provides housing services including homebuyer education and counseling, fair housing counseling, mortgage assistance, foreclosure mediation, and mortgage counseling.

Categories

Homebuyer/Home Purchase Counseling
Tenant Rights Information/Counseling
Mortgage Delinquency and Default Counseling
Provides pre-purchase, purchase and post purchase housing counseling services. Case Mangers assist with governmental and private first time homebuyers programs offering discounted mortgage rates, down payment assistance, matching savings funds discounted mortgage rates and/or a combination of the above to those that qualify.
Provides housing counseling by HUD-certified counselors to residents including homeless assistance, rental topics and pre-purchase/home buying, as well as workshops on financial literacy, budgeting, understanding credit, and pre-purchase education.
Offers homebuyer counseling classes for individuals interested in purchasing their first home. The education workshops cover topics including budgeting, how to improve your credit score and the mortgage application process.
Offers one-on-one counseling to prospective homebuyers, educating them on the homebuying process, credit scores, financial considerations, and how to maintain homeownership.

Categories

Housing Down Payment Loans/Grants
Homebuyer/Home Purchase Counseling
Offers free one-on-one counseling for first-time homebuyers, including access to affordable mortgage products. Qualified buyers may also receive downpayment and closing cost assistance. NJCA is a HUD-certified housing counseling agency.

Categories

First Time Buyer Home Loans
Homebuyer/Home Purchase Counseling
Provides seminars and counseling services addressing housing and financial matters. Programs encompass a first-time homebuyer initiative focusing on budgeting, credit, mortgage application, contract negotiation, closing, and homeowner responsibilities. Seminars cover topics like credit enhancement, budgeting, savings, and banking. The Foreclosure Prevention/Intervention program refers individuals facing foreclosure for assistance. The Savings & Incentives program offers counsel for savings clubs in readiness for homeownership. The Landlord Tenant Counseling program addresses eviction prevention, leasing referrals, Section 8-related housing matters, and provides rental and utility assistance.

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Mortgage Delinquency and Default Counseling
Eviction Prevention Assistance
Homebuyer/Home Purchase Counseling
Personal Financial Counseling
Provides the following types of housing counseling:- Rental Housing Counseling and Education- Pre-purchase and Post-purchase counseling and Workshops- Financial Management/Budget Counseling- Fair Housing counseling and Education- Tenant Advocacy

Categories

Personal Financial Counseling
Financial Literacy Training
Homebuyer/Home Purchase Counseling
Assists families or individuals in maintaining shelter and a stable environment. Services include financial literacy seminars; pre-purchase, reverse mortgage, mortgage default and delinquency, and foreclosure counseling; and consumer credit and budget management.

Categories

Personal Financial Counseling
Homebuyer/Home Purchase Counseling
Credit Counseling
Financial Literacy Training
Reverse Mortgage Programs
Mortgage Delinquency and Default Counseling
Explore comprehensive online resources for homebuyers provided by the US Department of Housing and Urban Development (HUD). The website categorizes housing topics based on each step of the homebuying process, allowing users to access material relevant to their needs. Topics cover determining an affordable price range, understanding housing and borrowers' rights, shopping for a loan, participating in homebuyer education programs, searching for a home, making an offer, getting a home inspection, shopping for homeowners insurance, and finalizing the process by signing settlement papers and handling closing costs.
Accessing the HUD Approved Housing Counseling Agency Directory allows individuals to find HUD-approved housing counseling agencies offering various counseling and workshops, such as mortgage delinquency and default counseling, financial management, budgeting, and credit counseling. It also includes home improvement and rehabilitation counseling, predatory lending education, pre-purchase homebuyer education, rental housing counseling, and reverse mortgage counseling. Users can search for agencies by name, city, zip code, language, and type of counseling service provided.

Categories

Homebuyer/Home Purchase Counseling
Mortgage Delinquency and Default Counseling
Personal Financial Counseling
Credit Counseling
Reverse Mortgage Programs
Financial Literacy Training
Aims to increase the supply of quality affordable housing by building and rehabilitating deteriorated housing, primarily in Trenton. Provides first-time home owners with long-term life skills that foster independence including: mortgage acquisition, financial management, and home maintenance and repair.

Categories

Low Cost for Sale Homes/Housing Units
Homebuyer/Home Purchase Counseling
Provides information and assistance with finding affordable housing for families, individuals, senior citizens, and those with special needs. The Housing Resource Center assists clients both individually and in group/virtual programs with financial literacy, rental and homeless counseling, pre and post home purchase, mortgage default, and more.

Categories

Homebuyer/Home Purchase Counseling
Housing Search Assistance
Mortgage Delinquency and Default Counseling