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Homebuyer Counseling | US Department of Housing and Urban Development (HUD)

Provides a comprehensive online resources for homebuyers provided by the US Department of Housing and Urban Development (HUD). The website categorizes housing topics based on each step of the homebuying process, allowing users to access material relevant to their needs. Topics cover determining an affordable price range, understanding housing and borrowers' rights, shopping for a loan, participating in homebuyer education programs, searching for a home, making an offer, getting a home inspection, shopping for homeowners insurance, and finalizing the process by signing settlement papers and handling closing costs.

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Homebuyer/Home Purchase Counseling

Salt and Light Company, The | Affordable Homes Group

Deals in all aspects of real estate purchase, renovation, rehabilitation and sale. Its major programs include property development for emergency shelter, transitional housing, special needs permanent housing and for sale homeownership.

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Homebuyer/Home Purchase Counseling
Low Cost Home Rental Listings
Independent Living Communities/Complexes
Elderly/Disabled Home Rental Listings
Section 8/Rental Assistance Program Rental Listings
Low Income/Subsidized Private Rental Housing

Consumer Credit and Budget Counseling | Consumer Credit and Budget Counseling

Aims to assist individuals and families with their financial and credit problems. This includes Confidential budget planning, Debt management, Credit counseling, Structured debt liquidation.

What's Here

Debt Consolidation Services
Homebuyer/Home Purchase Counseling
Personal Financial Counseling
Credit Counseling

Housing Resource Center | Central Jersey Housing Resource Center (CJHRC)

Provides information and assistance with finding affordable housing for families, individuals, senior citizens, and those with special needs. The Housing Resource Center assists clients both individually and in group/virtual programs with financial literacy, rental and homeless counseling, pre and post home purchase, mortgage default, and more.

What's Here

Homebuyer/Home Purchase Counseling
Housing Search Assistance
Mortgage Delinquency and Default Counseling

Home Ownership Counseling | Lakewood Resource and Referral Center

Provides pre-purchase, purchase and post purchase housing counseling services. Case Mangers assist with governmental and private first time homebuyers programs offering discounted mortgage rates, down payment assistance, matching savings funds discounted mortgage rates and/or a combination of the above to those that qualify.

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Homebuyer/Home Purchase Counseling

Housing and Community Development | Urban League of Essex County

Assists families or individuals in maintaining shelter and a stable environment. Services include financial literacy seminars; pre-purchase, reverse mortgage, mortgage default and delinquency, and foreclosure counseling; and consumer credit and budget management.

What's Here

Reverse Mortgage Programs
Mortgage Delinquency and Default Counseling
Personal Financial Counseling
Financial Literacy Training
Homebuyer/Home Purchase Counseling
Credit Counseling

Housing Development | Gateway Community Action Partnership

Offers a number of affordable housing and transitional housing options for families, mortgage counseling first time home buyers, education classes, budget/financial literacy classes to educate potential home buyers, and those undergoing mortgage foreclosure.

What's Here

Homebuyer/Home Purchase Counseling
Housing Search Assistance
First Time Buyer Home Loans
Relocation Assistance
Personal Financial Counseling

Housing Build and Rehabilitate | Isles, Inc.

Aims to increase the supply of quality affordable housing by building and rehabilitating deteriorated housing, primarily in Trenton. Provides first-time homeowners with long-term life skills that foster independence including: mortgage acquisition, financial management, and home maintenance and repair.

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Low Cost for Sale Homes/Housing Units
Homebuyer/Home Purchase Counseling

Homeownership Counseling | NJ Citizen Action

Offers free one-on-one counseling for first-time homebuyers, including access to affordable mortgage products. Qualified buyers may also receive downpayment and closing cost assistance. NJCA is a HUD-certified housing counseling agency.

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Homebuyer/Home Purchase Counseling
First Time Buyer Home Loans

County Connection Resources | County Connection, The

Helps connect Ocean County residents with county services. Services may include senior services, newcomer guides, notary services, veterans services, and health screening & services.

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Veteran Benefits Assistance
Voter Registration Offices
Notary Public Services
General Benefits and Services Assistance
County Government Departments/Offices
Identification Cards
Homebuyer/Home Purchase Counseling
Passports

Homebuyer Education and Counseling | Epic Community Development Corporation

Offers one-on-one counseling to prospective homebuyers, educating them on the homebuying process, credit scores, financial considerations, and how to maintain homeownership.

What's Here

Homebuyer/Home Purchase Counseling
Housing Down Payment Loans/Grants

Financial and Housing Counseling | Homes of Montclair Ecumenical Corporation (HOME Corp)

Provides seminars and counseling services addressing housing and financial matters. Programs encompass a first-time homebuyer initiative focusing on budgeting, credit, mortgage application, contract negotiation, closing, and homeowner responsibilities. Seminars cover topics like credit enhancement, budgeting, savings, and banking. The Foreclosure Prevention/Intervention program refers individuals facing foreclosure for assistance. The Savings & Incentives program offers counsel for savings clubs in readiness for homeownership. The Landlord Tenant Counseling program addresses eviction prevention, leasing referrals, Section 8-related housing matters, and provides rental and utility assistance.

What's Here

Mortgage Delinquency and Default Counseling
Homebuyer/Home Purchase Counseling
Personal Financial Counseling
Eviction Prevention Assistance

Housing and Community Development | Urban League

Assists families or individuals in maintaining shelter and a stable environment. Services include financial literacy seminars; pre-purchase, reverse mortgage, mortgage default and delinquency, and foreclosure counseling; and consumer credit and budget management.

What's Here

Personal Financial Counseling
Mortgage Delinquency and Default Counseling
Credit Counseling
Homebuyer/Home Purchase Counseling
Reverse Mortgage Programs
Financial Literacy Training

Pre-Post Housing Education and Counseling | Financial Wellness Institute, Inc.

Offers education on housing topics such as home ownership, home buying process, predatory lending, rental, how to maintain a home, budgeting, and the importance of maintaining good credit, and other related subjects. Clients who successfully complete this strand are assisted with identifying down payment, closing costs, or rental payment assistance.

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Homebuyer/Home Purchase Counseling

Housing Counseling | Greater Bergen Community Action (GBCA)

Provides housing counseling to residents, including: homelessness assistance; rental topics; and pre-purchase/home buying. This includes workshops on financial literacy, budgeting, understanding credit, and pre-purchase education.

What's Here

Homebuyer/Home Purchase Counseling
Personal Financial Counseling

Housing Coalition of Central Jersey (HCCJ) | Puerto Rican Action Board (PRAB)

Provides housing services including homebuyer education and counseling, fair housing counseling, mortgage assistance, foreclosure mediation, and mortgage counseling.

What's Here

Tenant Rights Information/Counseling
Mortgage Delinquency and Default Counseling
Homebuyer/Home Purchase Counseling

Housing Counseling | Affordable Housing Alliance of NJ (AHA)

Provides housing counseling services that include, advocates for affordable housing policy issues, first time home buyer training and assistance, foreclosure counseling, housing information and referral, housing purchase training (post purchase budgeting and assistance with applications), rental counseling (guide renters on how to approach discussions with their landlords on dealing with their rent situation).

What's Here

Tenant Rights Information/Counseling
Homebuyer/Home Purchase Counseling
Mortgage Delinquency and Default Counseling

First-time homebuyers program | NJ Department of Community Affairs (DCA)

Enable first-time homebuyers with a DCA Housing Choice Voucher (Section 8) to apply their voucher toward monthly homeownership costs-mortgage, insurance, taxes, and utilities-instead of rent.

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Homebuyer/Home Purchase Counseling
First Time Homeowners

Housing Counseling Agencies Directory | US Department of Housing and Urban Development (HUD)

Accessing the HUD Approved Housing Counseling Agency Directory allows individuals to find HUD-approved housing counseling agencies offering various counseling and workshops, such as mortgage delinquency and default counseling, financial management, budgeting, and credit counseling. It also includes home improvement and rehabilitation counseling, predatory lending education, pre-purchase homebuyer education, rental housing counseling, and reverse mortgage counseling. Users can search for agencies by name, city, zip code, language, and type of counseling service provided.

What's Here

Credit Counseling
Mortgage Delinquency and Default Counseling
Homebuyer/Home Purchase Counseling
Personal Financial Counseling
Reverse Mortgage Programs
Financial Literacy Training

Housing Counseling and Tenant Advocacy | North Hudson Community Action Corporation

Provides Multiple types of housing Counseling. This includes: Rental Housing Counseling and Education, Pre-purchase and Post-purchase counseling and Workshops, Financial Management/Budget Counseling, Fair Housing counseling and Education and Tenant Advocacy.

What's Here

Financial Literacy Training
Homebuyer/Home Purchase Counseling
Personal Financial Counseling

Homebuyer / Pre-Purchase Education | Parkside Business and Community in Partnership (PBCIP)

Provides homebuyer counseling classes for first-time homebuyers. Workshops cover topics including: budgeting, credit score improvement, and the mortgage application process.

What's Here

Homebuyer/Home Purchase Counseling