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First-time homebuyers program | NJ Department of Community Affairs (DCA)

Enable first-time homebuyers with a DCA Housing Choice Voucher (Section 8) to apply their voucher toward monthly homeownership costs-mortgage, insurance, taxes, and utilities-instead of rent.

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American Dream Downpayment Program | Middlesex County Division of Housing, Community Development, and Social Services

Awards $5,000 in assistance towards down payments and closing costs to eligible first-time homebuyers in Middlesex County. Interested applicants must attend a homebuyer class and undergo an individualized budget review/counseling process prior to closing on the house. The assistance will be in the form of a deferred repayment mortgage, which doesn't require payment of principal or interest by the homebuyers provided they own and live in the property for five years.

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