Assists senior citizens, ages 62 and older, with home equity services. Provides access to programs through counselors from the Agency for Housing and Urban Development (HUD).

Assists families or individuals in maintaining shelter and a stable environment. Services include financial literacy seminars; pre-purchase, reverse mortgage, mortgage default and delinquency, and foreclosure counseling; and consumer credit and budget management.

Offers one-on-one reverse mortgage counseling for older adults, ages 62 and older, who have substantial equity with their home. The agency helps clients understand the payment options, costs, tax implications, beneftis, and drawbacks of applying for a reverse mortgage.

Assists families or individuals in maintaining shelter and a stable environment. Services include financial literacy seminars; pre-purchase, reverse mortgage, mortgage default and delinquency, and foreclosure counseling; and consumer credit and budget management.

Provides various support services to seniors, adults with disabilities, and caregivers. Services include: information, application assistance, and referrals. Referrals include: adult day care, benefits eligibility, health issues, housing, legal services, transportation, and wellness programs.

Helps seniors evaluate the option of reverse mortgages and provide additional resources in the community to meet their needs. The counseling fee may also be delayed for those who are facing hardships such as foreclosure, disability, bankruptcy or receiving respite or hospice care

Accessing the HUD Approved Housing Counseling Agency Directory allows individuals to find HUD-approved housing counseling agencies offering various counseling and workshops, such as mortgage delinquency and default counseling, financial management, budgeting, and credit counseling. It also includes home improvement and rehabilitation counseling, predatory lending education, pre-purchase homebuyer education, rental housing counseling, and reverse mortgage counseling. Users can search for agencies by name, city, zip code, language, and type of counseling service provided.

Assists seniors intending to apply for a Reverse Mortgage are required to be counseled before applying for the loan. Provides the counseling portion of this process only. Counseling is done by a HUD Certified Counselor. This type of mortgage provides seniors with a line of credit or a monthly income based on the amount of equity in their home. A counseling session is required for anyone applying. Family members are encouraged to attend the counseling session.

Provides loans by maintaining an online directory of approved private lenders. The directory covers various loan types such as property improvement, single-family and multi-family home mortgages, reverse mortgages (HECM), and rehabilitation (203k). Users can search for specific lenders or explore a list of lenders available in their area.