Assists low- to moderate-income families in increasing earnings, reducing expenses, and making sound financial decisions to build wealth. Services comprise access to income supports, credit counseling, employment services, financial coaching, literacy programs, job preparation, and referrals to training programs. Expert guidance is provided by a financial coach, job developer, and benefits specialist.

Assists families or individuals in maintaining shelter and a stable environment. Services include financial literacy seminars; pre-purchase, reverse mortgage, mortgage default and delinquency, and foreclosure counseling; and consumer credit and budget management.

Hosts a financial cooperative that offers financial services and products. This includes savings, checking, loans, CDs, money orders, mortgages, Holiday clubs, and financial literacy training.

Assists local individuals and families in Atlantic County to regain financial stability. Services include the Financing Education which Assists local students with career goals, skills, and financial aid.

Offers financial and credit counseling programs. Services address basic banking and money management, investments, accessing and understanding credit reports, pre and post-purchase housing counseling, and mortgage default/delinquency counseling.

Provides comprehensive social service information and referrals to clients and assistance with budgeting and credit repair, completion of government forms, advocacy and fair hearing preparation. Notary publics are also available. Services include but not limited to budgeting, immediate and long-term financial planning, job search advice, pre-authorization advice, referrals to public and private programs that assist with specific medical needs, case oversight.

Provides clients with information workshops on financial topics such as bankruptcy, taxes, and more. The program also offers credit counseling, seminars, and referrals to appropriate community organizations and services.

Offers training and mentorship services through the Entrepreneurial Training Initiative (ETI). Free workshops and seminars on a variety of business and financial literacy topics are offered throughout the state to help keep pace with the challenges of business ownership.

Provides financial counseling and education services to families and individuals in need.

Assists families or individuals in maintaining shelter and a stable environment. Services include financial literacy seminars; pre-purchase, reverse mortgage, mortgage default and delinquency, and foreclosure counseling; and consumer credit and budget management.

Aims to assist individuals and families with their financial and credit problems. This includes Confidential budget planning, Debt management, Credit counseling, Structured debt liquidation.

Accessing the HUD Approved Housing Counseling Agency Directory allows individuals to find HUD-approved housing counseling agencies offering various counseling and workshops, such as mortgage delinquency and default counseling, financial management, budgeting, and credit counseling. It also includes home improvement and rehabilitation counseling, predatory lending education, pre-purchase homebuyer education, rental housing counseling, and reverse mortgage counseling. Users can search for agencies by name, city, zip code, language, and type of counseling service provided.

Offers free credit counseling service to low and moderate income New Jersey residents.