Emergency Rescue Mortgage Assistance (ERMA) | NJ Housing and Mortgage Finance Agency (HMFA)
Provides financial assistance for eligible homeowners who have experienced a significant decrease of income or increase of expenses due to COVID-19 and have been unable to remain current with their mortgage payments.
Categories
Physical Address
637 S Clinton Ave, Trenton, NJ 08650
Hours
Website available 24 hours a day, 7 days a week
Voice
Application process
Access the online application by visiting www.njerma.com or call to be assigned to a participating local HUD certified housing counselor.
Eligibility
Homeowners who have suffered a COVID-19 related hardship that began on or after January 21, 2020, and are behind on mortgage and/or other eligible housing related expenses; call or visit website for full eligibility details
Service area
NJ
Agency info
NJ Housing and Mortgage Finance Agency (HMFA)
Funds affordable home ownership and housing opportunities for New Jersey residents, including programs for first-time home buyers. It promotes the construction and rehabilitation of rental housing and enhances the quality of life for older adults, the disabled, and those with special housing needs. Additionally, it utilizes federal and state funds to provide housing counseling services.