Emergency Rescue Mortgage Assistance (ERMA) | NJ Housing and Mortgage Finance Agency (HMFA)
Provides financial assistance for eligible homeowners who have experienced a significant decrease of income or increase of expenses due to COVID-19 and have been unable to remain current with their mortgage payments.
Categories
Physical Address
637 South Clinton Ave, Trenton, NJ 08650
Hours
Website available 24 hours a day, 7 days a week
Voice
Application process
Access the online application by visiting www.njerma.com or call to be assigned to a participating local HUD certified housing counselor.
Eligibility
Homeowners who have suffered a COVID-19 related hardship that began on or after January 21, 2020, and are behind on mortgage and/or other eligible housing related expenses; call or visit website for full eligibility details
Languages
English
Service area
NJ
Agency info
NJ Housing and Mortgage Finance Agency (HMFA)
Provides funding for affordable home ownership and housing opportunities for NJ residents; implements programs to fund affordable home mortgages for first-time home buyers; promotes construction and rehabilitation of rental housing; contributes to the quality of life of older adults, the disabled and those with special housing needs; utilizes federal and state funds for housing counseling services.